Click here to cancel reply. The Prime Minister also said that by providing debit cards that can be swiped the scheme shall reduce the dependence on credit cards, thereby promoting savings. Pai September 11, at 1: The scheme offers a life cover of Rs. There is minimum monthly remuneration of Rs 5, to business correspondents who will provide the last link between the account holders and the bank.

Letter to a friend describing a match you saw yesterday, Informal letter for Class 9, Class 10, Class The total balance in these accounts amounts to Rs. Shekher Rajput sir please provide essay on gst. Non-financial customer-induced transactions will also be included. In his first Independence Day address as the Prime Minister of India, Narendra Modi announced that his government would ensure that all the citizens of India have access to bank accounts and debit cards.

Amit Yadav Jul 6.

Since this topic is very vast in its context, do not go into details for such topics. Account holders can avail a cheque book from their bank if they require.

Pradhan Mantri Jan Dhan Yojana Essay for Students

Retrieved 23 April The reality of this scheme is reflected in the data below as on The best and the most significant benefit of Pradhan Mantri Jan Dhan Yojana is the provision of insurance. This helps illiterate people also do banking.

Its main features include Rs 5, overdraft facility for Aadhar-linked accounts, RuPay Debit Card with inbuilt Rs 1 lakh accident insurance cover and minimum monthly remuneration of Rs 5, to business correspondents esssay will provide the last link between the account holders and the bank.


Pallavi Agarwal Nov Cabinet ministry of Dhzn. Due to this, many people — who need it the most — might lose out on benefits that might crop up in the future. In the long run, the scheme will also permit the poorer sections to avail themselves of subsidies and overdraft facilities through their bank accounts, which are intended to eliminate money-lenders, commission agents and corruption.

If address changes then person needs to submit fresh address proof to the bank. And for that this programme has been given impetus. Jan-Dhan Yojana scheme will allow government to return people’s money to them.

Jan dhan yojana

The main purpose of the scheme is ‘Mera Khata Bhagyavidhata’, which means ‘my account is divine’. This scheme proves to be an iron hand in dealing with corruption, after this scheme citizen are getting their subsidy and other benefit into their account directly without any mediator or corrupt person in between. The account holder will also be provided life insurance cover of INR 30, for accounts opened before January 26, and an accidental insurance cover of INR 1 lakh. MapsofIndia has updated its Terms and Privacy Policy to give Users more transparency into in data this Website collects, how it is processed and the controls Users have on their personal data.

In the second phase, the government will also make pension schemes available to these account holders.

essay on pm jan dhan yojana

However, keeping in mind the economic status of people below poverty line, Pradhan Mantri Jan Dhan Yojana aims to make available certain basic financial transactions via ordinary mobile phones and not smart phones. While the programme has made significant headway towards genuine financial inclusion, it is clear that improving policy communication, widening and deepening progress in low-income states, and ironing out the kinks in the bank-agent model will be crucial if these hard-fought gains are to prove sustainable.


In case the overdraft availed is paid back promptly, the bank esaay increase this limit to Rs.

Jan dhan yojana

The good leverage is that the pm and his men are competent and if the scheme and its plan of operation were not good they would not have gone for this. Click here to cancel reply.

essay on pm jan dhan yojana

The account balance in these accounts may not exceed INR at any point in time. The total balance in these accounts amounts to Rs. The first phase is likely to last till Augustwhile the second phase till Read a lot so that you have sufficient stuff yojaana write.

essay on pm jan dhan yojana

This is one of the best step taken by the Indian government for the upliftment of the poor people. However this would vary from bank to bank and account usage. This is possible since all participating banks are connected via the core banking solution or CBS.

Please anyone gibe me link for GST. Pankaj Raj Dec The scheme has seen great interest among customers from both rural and urban areas.